Personal Financial Engineering focuses on the creation and maximization of wealth. It also helps protect that wealth from being transferred to government, financial institutions, and corporations. Personal Financial Engineering is surprisingly easy to do. It requires much less time and effort than financial planning. The cost of other advisors is kept to a minimum. Because Personal Financial Engineering avoids extensive number crunching, it requires less monitoring. It does not limit people to their preconceived needs and goals. Personal Financial Engineering provides a method to achieve a happy and successful financial life.